With a Hedge That Protects
Every Student
Lunch Money converts real funding into on-chain offset credits that automatically eliminate unpaid school lunch balances.
Lunch Money
Makes School Lunch Secure for
Every Child
Donors Fund the
Pool
Donors contribute to a shared Lunch Money pool dedicated exclusively to offsetting lunch debt.
Offset Credits Are
Issued
For every dollar contributed, the protocol issues LMY offset credits as on-chain proof of funding.
Debt Is Offset
Automatically
The protocol automatically applies LMY credits to eligible schools based on transparent rules.
Debt Is Retired
Permanently
When lunch debt is eliminated, the corresponding LMY credits are permanently retired on-chain.
School Lunch Debt
Is a Growing National Problem
Across the United States, school lunch debt exceeds $20 million, based on districts that report data. This debt leads to embarrassment, unequal treatment, and lunch denials for children who cannot pay.
Lunch Money creates a financial hedge that absorbs unpaid meal costs and guarantees that students are fed every day—without shame or stigma.
Lunch Money
Protects Students and Schools
For Students
For Schools
How Lunch Money
Works
Fund the Pool
Donors contribute funds to the Lunch Money pool to protect schools from unpaid lunch debt.
LMY Offset Credits Are Issued
The protocol issues Lunch Money (LMY) offset credits equal to the funded amount.
The Protocol Applies LMY
Using automated rules, the protocol applies LMY credits to reduce unpaid school lunch balances.
LMY Is Retired, Debt Is Eliminated
Applied LMY credits are permanently retired (burned), and the school moves toward Lunch Money Certified: Debt-Free status.
Fund the Pool
Donors contribute funds to the Lunch Money pool to protect schools from unpaid lunch debt.
LMY Offset Credits Are Issued
The protocol issues Lunch Money (LMY) offset credits equal to the funded amount.
The Protocol Applies LMY
Using automated rules, the protocol applies LMY credits to reduce unpaid school lunch balances.
LMY Is Retired, Debt Is Eliminated
Applied LMY credits are permanently retired (burned), and the school moves toward Lunch Money Certified: Debt-Free status.
Track Your School's Lunch Debt
in Real Time
National Lunch Debt (Reported Districts)
$194 million
Schools Participating in Lunch Money
175.9K (placeholder until backend)
Total Hedge Value Allocated
$46,678 (sample school impact)
Verified Data Sources
Education Data Initiative,
USDA, SNA
Lunch Debt
Offset Calculator
Enter a school’s unpaid lunch balance to see how many Lunch Money (LMY) offset credits are required to eliminate the debt.
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Enter Lunch Debt Amount:
Required Hedge Coverage:
What Schools Are
Saying
Principal
District
Principal
Cafeteria
Transparent Reporting
Schools Can Trust
Lunch Money provides real-time dashboards showing lunch debt levels, hedge allocations, students impacted, and certification readiness. Schools, districts, and partners can see exactly where funds are applied.
Flexible Plans
for Every School or District
School
Enrollment Form
As Seen On
Lunch Money is featured and recognized across leading platforms and
publications!
Frequently Asked Questions
FAQ’s
1. What problem does Lunch Money solve?
Lunch Money eliminates unpaid school lunch debt so students are never denied meals due to lack of funds.
2. How does Lunch Money work in simple terms?
Donors fund a pool. The system issues offset credits. Those credits automatically pay off school lunch debt. The credits are then permanently retired.
3. What is Lunch Money (LMY)?
LMY is an on-chain offset credit used to eliminate school lunch debt. It is not a reward, investment, or yield-generating token.
4. Is LMY a cryptocurrency investment?
No. LMY is issued as proof of funding and retired when used to eliminate debt. It is not marketed or designed as an investment.
5. Do schools receive or manage tokens?
No. Schools never receive, hold, trade, or manage LMY. They receive only debt relief and certification status.
6. Who receives LMY?
LMY is issued to donors as an on-chain record of their contribution and offset capacity.
7. Can donors choose which schools to support?
Yes—optionally. Donors may indicate preferences (school, district, region). If no preference is set, the protocol allocates funds automatically based on need.
8. What happens when lunch debt is eliminated?
The corresponding LMY offset credits are permanently retired (burned), and the school's debt bar moves toward 100%.
9. What does "Lunch Money Certified: Debt-Free" mean?
It means a school's lunch debt has been fully offset through the Lunch Money hedge and verified through transparent reporting.
10. Is Lunch Money transparent?
Yes. All offset credits issued and retired are recorded on-chain, providing public verification of impact without exposing student data.
11. Is Lunch Money compliant with regulations?
Lunch Money is designed with compliance in mind. LMY functions as an accounting and settlement unit, not a financial security. The platform avoids yield, speculation, and consumer crypto exposure.
12. Is Lunch Money a charity?
Lunch Money may work with charitable partners, but it functions as a technology platform that provides transparent debt-offset infrastructure.
13. How is this different from fundraising?
Fundraising is episodic and opaque. Lunch Money is continuous, automated, and verifiable—every dollar is tracked from contribution to debt elimination.
14. Can organizations or companies participate?
Yes. Corporations, foundations, nonprofits, and community partners can fund the Lunch Money pool and receive transparent proof of impact.
15. What does it cost schools to participate?
Schools do not pay to receive lunch debt protection. Participation terms may vary by district and partnership.
16. Why use blockchain at all?
Blockchain provides: • Public verification • Immutable accounting • Transparent issuance and retirement of offset credits. It ensures trust without exposing schools or students to complexity.
17. What is the long-term goal?
To make school lunch debt a thing of the past by creating a permanent, scalable protection mechanism.
Lunch Money — On-chain
offset credits .
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